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Compare fha loan specialists in Raymond. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Raymond, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 2 fha loan specialists in Raymond, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Johnny Bland - Mutual of Omaha
1229 Raymond Bolton Rd, Raymond, MS 39154
6018134813
Merchants & Planters Bank
308 Raymond Sq, Raymond, MS 39154
6018578044
FHA loan specialists in Raymond, Mississippi help homebuyers secure government-backed mortgages with lower down payments. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Raymond residents benefit from FHA loans that can be used for single-family homes, condos, and manufactured housing within Hinds County.
What Does a FHA Loan Specialist in Raymond Cost?
FHA loan costs in Mississippi include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Typical closing costs in Raymond range from 2 to 5 percent of the purchase price, including appraisal fees around $500 to $700 and title insurance costs. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Raymond Mississippi?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. Mississippi lenders may have additional overlays beyond FHA minimums.
Can I use an FHA loan to buy a home in Raymond if I have past bankruptcy?
Yes, you may qualify for an FHA loan two years after a Chapter 7 bankruptcy discharge. For Chapter 13 bankruptcy, you must have made timely payments for at least one year and receive court approval. Mississippi law does not impose additional waiting periods beyond federal FHA guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.