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Browse fha loan specialists serving Sartell, Minnesota. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Sartell, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 fha loan specialists in Sartell, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dan Groebner, NMLS: 964534, Fairway Independent Mortgage Company
2147 Troop Dr, Sartell, MN 56377
3202675823
PrimeSource Funding (Sartell, MN)
2137 Troop Dr, Sartell, MN 56377
3202502107
Debbie French, Fairway Home Mortgage
2147 Troop Dr, Sartell, MN 56377
3209803302
An FHA loan specialist in Sartell, Minnesota can help homebuyers navigate the Federal Housing Administration loan process. These loans are popular in central Minnesota due to lower down payment requirements and flexible credit guidelines. Minnesota law requires all mortgage originators to be licensed through the Minnesota Department of Commerce, ensuring local specialists meet state standards.
What Does a FHA Loan Specialist in Sartell Cost?
Typical costs for an FHA loan specialist in Minnesota include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent of the loan balance. Third-party costs such as appraisal and title fees add $1,000 to $3,000. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Sartell do?
An FHA loan specialist guides borrowers through the FHA loan application process, including pre-approval, documentation, and closing. They help ensure the property meets FHA minimum property standards and that the borrower qualifies under federal guidelines.
What are the FHA loan limits for Sartell, Minnesota?
For 2025, the FHA loan limit for a single-family home in Stearns County, where Sartell is located, is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually.
Do I need a specific credit score for an FHA loan in Minnesota?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. Each lender may have additional requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.