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Find FHA Loan Specialists Near You in Little Canada, MN
Browse fha loan specialists serving Little Canada, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Little Canada, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 fha loan specialists in Little Canada, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jay Dacey Mortgage Team NMLS #1812066
2862 Middle St, Little Canada, MN 55117
6513157681
Paul Fredin at Jay Dacey Mortgage Team, Inc
2862 Middle St, Little Canada, MN 55117
6513157681
FHA loan specialists in Little Canada, Minnesota help homebuyers secure government-backed mortgages with lower down payments. These loans are popular in the Twin Cities metro area, including Ramsey County. Minnesota law requires all mortgage originators to be licensed through the Minnesota Department of Commerce, ensuring a standard of professional conduct.
What Does a FHA Loan Specialist in Little Canada Cost?
Typical costs for an FHA loan specialist in Little Canada include an origination fee of 1 to 2 percent of the loan amount. Closing costs generally range from 3 to 5 percent of the purchase price, which can include appraisal fees of $500 to $700 and a mortgage insurance premium of 1.75 percent of the loan amount upfront. Annual mortgage insurance premiums are approximately 0.55 percent of the loan balance. These costs vary by lender and borrower qualifications. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Little Canada?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. The property must meet HUD safety and livability standards. Borrowers must also have a debt-to-income ratio below 43 percent in most cases.
How long does the FHA loan process take in Minnesota?
The typical FHA loan process in Minnesota takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and under review of borrower documents. Minnesota law does not impose a specific state timeline, but federal HUD guidelines set maximum processing periods.
Are there Minnesota-specific FHA loan limits for Little Canada?
Yes, FHA loan limits vary by county. For Ramsey County in 2024, the FHA loan limit for a single-family home is $498,257. This limit is set by HUD and adjusted annually based on median home prices in the area.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.