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Directory of fha loan specialists in Lakeville, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Lakeville, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 18 fha loan specialists in Lakeville, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Arik Orosz- Reduced Fee Mortgage Team (powered by eMortgage Capital)
19950 Dodd Blvd, Lakeville, MN 55044
6519949494
Jason Decker - Tradition Mortgage
16995 Brandtjen Farm Dr, Lakeville, MN 55044
6128016520
DHI Mortgage
20860 Kenbridge Ct # 140, Lakeville, MN 55044
9529857850
Chad Krueger, MinnTrust Mortgage LLC, Lakeville MN Mortgage Broker
An FHA loan specialist in Lakeville, Minnesota can help you navigate the Federal Housing Administration loan process. These loans are popular in the Twin Cities metro area due to lower down payment requirements. Minnesota law requires all mortgage loan originators to be licensed through the Minnesota Department of Commerce.
What Does a FHA Loan Specialist in Lakeville Cost?
Typical costs for an FHA loan specialist in Minnesota include an origination fee of 0.5 to 1.0 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. For a $300,000 home, total closing costs often range from $6,000 to $9,000. These costs vary based on the lender, property, and loan specifics. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lakeville, Minnesota in 2025?
For 2025, the FHA loan limit for a single-family home in Dakota County, which includes Lakeville, is $524,225. This amount is set by the Department of Housing and Urban Development and may change each year.
What is the minimum down payment for an FHA loan in Minnesota?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579, you may need a 10 percent down payment.
Do FHA loans require mortgage insurance in Minnesota?
Yes, all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium. The annual premium typically ranges from 0.45 percent to 1.05 percent of the loan balance depending on the loan term and down payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.