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Looking for a fha loan specialist in Ypsilanti? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Ypsilanti, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 fha loan specialists in Ypsilanti, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trustwize Mortgage
13 N Washington St Suite No 187, Ypsilanti, MI 48197
7344361303
LoanSense
215 W Michigan Ave, Ypsilanti, MI 48197
7342037640
C&B Mortgage Solutions
141 Ecorse Rd, Ypsilanti, MI 48198
7342170437
Hinton Home Loans Inc
36 N Washington St, Ypsilanti, MI 48197
7342101767
FHA loan specialists in Ypsilanti help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Michigan due to lower down payment requirements and flexible credit guidelines. Ypsilanti residents benefit from specialists familiar with local housing market conditions and Michigan specific property regulations.
What Does a FHA Loan Specialist in Ypsilanti Cost?
Typical costs for FHA loan specialist services in Michigan include an origination fee of 1 percent of the loan amount plus third party fees. Upfront mortgage insurance premium is 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Ypsilanti generally total 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits for Ypsilanti Michigan?
For 2025 FHA loan limits in Washtenaw County including Ypsilanti are set by HUD. The standard limit for a single family home is around $498,257. Higher limits apply for duplexes and larger properties.
Do I need a special license to be an FHA loan specialist in Michigan?
Yes FHA loan specialists must hold a valid Michigan mortgage loan originator license. This requires completing 20 hours of pre licensing education passing the SAFE test and undergoing a background check.
What is the minimum down payment for an FHA loan in Michigan?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. Borrowers with scores between 500 and 579 may qualify with 10 percent down.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.