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Compare fha loan specialists in Traverse City. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Traverse City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 19 fha loan specialists in Traverse City, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
F5 Mortgage LLC
1283 Farmington Dr, Traverse City, MI 49696
2482784043
OneTrust Home Loans - Northern Michigan
697 Hannah Ave Ste C, Traverse City, MI 49686
2314865446
Treadstone Funding
310 W Front St # 207, Traverse City, MI 49684
2312835610
45 North Lending
236 1/2 E Front St Suite 2, Traverse City, MI 49684
2316491992
Versatile Mortgage L.L.C.
810 S Garfield Ave A, Traverse City, MI 49686
2319462202
Arch North at CrossCountry Mortgage
434 E Front St, Traverse City, MI 49686
2313464110
Shannon Mars - Union Home Mortgage - NMLS 2014314
12935 S W Bay Shore Dr #310, Traverse City, MI 49684
2313420391
Corey Phelps at Rate (NMLS #139344)
423 E Eighth St suite b, Traverse City, MI 49686
2313607283
Marty Siklich - NMLS ID 137305
1212 Veterans Dr Ste 203, Traverse City, MI 49684
2319329486
Genisys Mortgage Professionals
310 W Front St Suite 101G, Traverse City, MI 49684
2319442658
Todd Jarrold - OneTrust Home Loans Northern Michigan
697 Hannah Ave Ste C, Traverse City, MI 49686
5174909364
Union Home Mortgage
12935 S W Bay Shore Dr #310, Traverse City, MI 49684
2312520590
Sue Farrar - Churchill Mortgage, NMLS 849222
1212 Veterans Dr Ste 203, Traverse City, MI 49684
6158785100
GreenStone Farm Credit Services
3491 Hartman Rd, Traverse City, MI 49685
2319465710
Traverse City Mortgage
314 S Union St, Traverse City, MI 49684
2319339400
Rate
423 E Eighth St suite b, Traverse City, MI 49686
7739695639
Anna Courtade, Mortgage Loan Originator, LMCU, NMLS# 2152585
310 E Front St, Traverse City, MI 49684
2317148067
Traverse City Michigan Mortgage | Kirby & Angie MLO | Conventional | FHA | VA | Jumbo | Arch Mortgage - North
1396 Douglas Dr Ste 22a, Traverse City, MI 49686
6165816123
Churchill Mortgage - Traverse City
1212 Veterans Dr Ste 203, Traverse City, MI 49684
2312378229
An FHA loan specialist in Traverse City Michigan helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular in northern Michigan due to lower down payment requirements and flexible credit standards. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Traverse City Cost?
Typical costs for an FHA loan specialist in Traverse City include an origination fee of 1 to 2 percent of the loan amount. Third party costs such as appraisal title insurance and credit report fees total between 3000 and 6000 dollars. Michigan law requires lenders to provide a Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in Traverse City?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are there Michigan specific limits for FHA loans in Traverse City?
Yes FHA loan limits vary by county. For 2024 the FHA loan limit for a single family home in Grand Traverse County is 498257 dollars. This limit is set annually by the Department of Housing and Urban Development.
Do FHA loans require mortgage insurance in Michigan?
Yes all FHA loans require both an upfront mortgage insurance premium (UFMIP) and an annual mortgage insurance premium (MIP). The UFMIP is 1.75 percent of the loan amount. The annual MIP rate depends on the loan term and down payment amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.