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Compare FHA Loan Specialists in Rochester Hills, MI
Looking for a fha loan specialist in Rochester Hills? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Rochester Hills, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 7 fha loan specialists in Rochester Hills, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lucrative Home Loans
2490 Walton Blvd. Suite 101, Rochester Hills, MI 48309
2488411240
Trust Mortgage - Aneta Pytel
2530 S Rochester Rd, Rochester Hills, MI 48307
2488082299
Ascend Mortgage
210 Bowdoinhill Dr, Rochester Hills, MI 48309
2487751414
THE LENDERS
112 Walnut Blvd Unit 601, Rochester Hills, MI 48307
2485341720
McLellan Financial Mortgage
71 N Livernois Rd ste b, Rochester Hills, MI 48307
An FHA loan specialist in Rochester Hills Michigan can guide you through the process of obtaining a government-insured mortgage. These loans are popular for first-time home buyers and those with lower credit scores. In Michigan, FHA loans must comply with state-specific property condition requirements and local appraisal standards in Oakland County.
What Does a FHA Loan Specialist in Rochester Hills Cost?
Typical costs for an FHA loan specialist in Michigan include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, and annual MIP ranging from 0.45% to 1.05% depending on loan term and down payment. Lender origination fees usually range from 0.5% to 1.0% of the loan amount. Third-party costs like appraisal and title search add $500 to $1,500. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Rochester Hills do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify, and submit your application. They work with lenders who are approved by the Federal Housing Administration. In Michigan, they also ensure your loan meets state property standards and local closing timelines.
What are the FHA loan limits for Rochester Hills Michigan?
For 2025, the FHA loan limit for a single-family home in Oakland County is $498,257. This amount may change annually based on median home prices in the area. A specialist can confirm the current limit for your specific property.
How long does an FHA loan take to close in Michigan?
An FHA loan in Michigan typically closes in 30 to 45 days. Delays can occur if the property needs repairs to meet FHA minimum property standards. Michigan law requires a 3-day right of rescission for refinances, but not for purchase loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.