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Looking for a fha loan specialist in Pontiac? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Pontiac, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 fha loan specialists in Pontiac, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Wholesale Mortgage (UWM) - Main Campus
585 S Blvd E, Pontiac, MI 48341
8009818898
Michigan Mortgage Solutions
35 W Huron St, Pontiac, MI 48342
2489631894
An FHA loan specialist in Pontiac Michigan helps homebuyers and homeowners secure government-backed mortgages insured by the Federal Housing Administration. These loans are popular in Oakland County due to lower down payment requirements and flexible credit guidelines. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Pontiac Cost?
Typical costs for an FHA loan in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.15 to 0.75 percent. Closing costs in Pontiac generally range from 2 to 5 percent of the purchase price including appraisal fees title insurance and lender origination fees. Actual costs vary by lender loan amount and borrower qualifications. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Pontiac Michigan in 2025?
For 2025 the FHA loan limit for a single-family home in Oakland County including Pontiac is $498,257. This limit applies to standard FHA loans and can be higher for duplexes triplexes and four-unit properties.
What credit score is needed for an FHA loan in Michigan?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. Each lender may set its own overlays above these minimums.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.