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Browse fha loan specialists serving Lowell, Michigan. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Lowell, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 fha loan specialists in Lowell, MI
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An FHA loan specialist in Lowell Michigan can help you navigate the Federal Housing Administration loan process. These loans are popular in Michigan for first-time homebuyers and those with lower credit scores. Specialists in Lowell understand local property values and the specific requirements for FHA loans in Kent County.
What Does a FHA Loan Specialist in Lowell Cost?
Typical costs for an FHA loan in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Lowell generally range from 3 to 5 percent of the purchase price. Lenders may charge origination fees between 0.5 and 1.5 percent. These costs vary by lender and borrower circumstances. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Lowell Michigan?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Michigan lenders may have their own overlays so requirements can vary.
Are there Michigan-specific rules for FHA loans?
Michigan follows standard FHA guidelines but state law requires lenders to provide certain disclosures. For example Michigan has specific rules about prepayment penalties and foreclosure timelines. An FHA specialist in Lowell can explain how these apply to your loan.
How do I find a qualified FHA loan specialist in Lowell?
Look for a mortgage broker or lender licensed in Michigan with experience in FHA loans. Check their status with the Nationwide Multistate Licensing System. Ask about their familiarity with Lowell area properties and local appraisal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.