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FHA Loan Specialists in Lansing, MI

Compare fha loan specialists in Lansing. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Lansing, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 10 fha loan specialists in Lansing, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dart Bank
500 N Homer St, Lansing, MI 48912
5176795200
MI Home Loan Team with Supreme Lending
620 S Creyts Rd, Lansing, MI 48917
5173212300
Affiliate Mortgage Services, Inc.
618 S Creyts Rd, Lansing, MI 48917
8004675430
The Joseph Team
500 N Homer St, Lansing, MI 48912
5178535110
HomeLoans
4601 W Saginaw Hwy # J, Lansing, MI 48917
5173239380
American Portfolio Mortgage Corporation
15851 S Old U.S. 27 building 10 suite 12, Lansing, MI 48906
5172588408
Glacier Financial
7200 W Saginaw Hwy, Lansing, MI 48917
5178538700
US Capital Mortgage Partners
1300 N Waverly Rd, Lansing, MI 48917
5173515626
Grant Solik - Mortgage Lender - NMLS# 140089
15851 Old U.S. 27 Building 10, Suite 16, Lansing, MI 48906
5179741000
Teri Andring, NMLS #533721
5610 W Saginaw Hwy, Lansing, MI 48917
5172823960

An FHA loan specialist in Lansing Michigan helps home buyers navigate Federal Housing Administration insured loans. These loans often require a lower down payment and have flexible credit score requirements. Michigan law requires all mortgage loan originators to be licensed through the state Department of Insurance and Financial Services, ensuring local specialists meet professional standards.

What Does a FHA Loan Specialist in Lansing Cost?

Typical costs for an FHA loan in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Closing costs in Lansing generally range from 2 to 5 percent of the purchase price. These costs can vary based on the lender and property. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Lansing Michigan in 2025?
For Ingham County which includes Lansing the FHA loan limit for a single family home is typically around $498,257 for 2025. Limits can vary for multi unit properties and are updated annually by the Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in Michigan?
Yes. Michigan requires all mortgage loan originators including FHA specialists to hold a valid license through the Nationwide Multistate Licensing System. They must also complete continuing education on Michigan specific lending laws.
What documents do I need for an FHA loan in Lansing?
You will need recent pay stubs W 2 forms tax returns from the last two years bank statements and a valid government ID. Michigan law also requires proof of homeowners insurance and a property appraisal from an FHA approved appraiser.