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Find FHA Loan Specialists Near You in Grand Ledge, MI

Compare fha loan specialists in Grand Ledge. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Grand Ledge, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 fha loan specialists in Grand Ledge, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dart Bank
1020 Charlevoix Dr, Grand Ledge, MI 48837
5176223278
Asset Financial Services Inc
820 Charlevoix Dr # 270, Grand Ledge, MI 48837
5176271181
Fifth Third Mortgage - Kaitlyn Beno
900 Charlevoix Dr, Grand Ledge, MI 48837
9894130744

An FHA loan specialist in Grand Ledge Michigan helps borrowers navigate government-backed mortgages insured by the Federal Housing Administration. These loans are popular in Michigan due to lower down payment requirements and flexible credit guidelines. Specialists guide clients through the unique requirements of Michigan housing market and FHA property standards.

What Does a FHA Loan Specialist in Grand Ledge Cost?

Typical costs for FHA loan specialist services in Michigan include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title work. These fees total between 2,000 and 5,000 dollars depending on loan size and lender. Borrowers also pay upfront MIP of 1.75 percent of the loan amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Grand Ledge Michigan?
An FHA loan specialist helps borrowers qualify for FHA loans by reviewing credit history income and debt ratios. They explain FHA guidelines including the 3.5 percent minimum down payment and MIP requirements. They also coordinate with local appraisers and lenders to process the loan.
What are the FHA loan limits for Grand Ledge Michigan?
FHA loan limits vary by county. In Eaton County where Grand Ledge is located the 2024 FHA loan limit for a single family home is typically around $498,257 for high cost areas. Check the HUD website for current limits as they adjust annually.
Can I use an FHA loan for a fixer upper in Grand Ledge?
Yes the FHA 203k loan allows buyers to finance home purchase and renovation costs with one loan. This is useful for older homes in Grand Ledge. The specialist helps you find approved contractors and manage the rehabilitation process.