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Browse fha loan specialists serving Fort Gratiot Township, Michigan. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Fort Gratiot Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 fha loan specialists in Fort Gratiot Township, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Poosch Financial Services
3937 24th Ave Suite B, Fort Gratiot Township, MI 48059
8109890360
Chase Home Lending
4512 24th Ave, Fort Gratiot Township, MI 48059
8109907474
An FHA loan specialist in Fort Gratiot Township, Michigan can help you navigate the Federal Housing Administration loan process. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the St. Clair County real estate market and can guide you through FHA property requirements.
What Does a FHA Loan Specialist in Fort Gratiot Township Cost?
Typical costs for FHA loan specialist services in Michigan include an origination fee of 1% to 1.5% of the loan amount. Other costs may include an appraisal fee of $400 to $700 and a credit report fee of $30 to $50. Michigan also requires an upfront mortgage insurance premium of 1.75% of the loan amount. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Fort Gratiot Township?
An FHA loan specialist helps you apply for a government-backed mortgage with a lower down payment. They review your financial documents, explain FHA guidelines, and connect you with approved lenders. They also help you understand Michigan specific closing costs and property standards.
What are the FHA loan limits for Fort Gratiot Township Michigan?
For 2024, the FHA loan limit for a single family home in St. Clair County is $498,257. This amount applies to Fort Gratiot Township. Limits are set by the Department of Housing and Urban Development and may change each year.
Do I need a special license to work with an FHA loan specialist in Michigan?
Yes, all mortgage loan originators in Michigan must hold a valid license from the Michigan Department of Insurance and Financial Services. You can verify a specialists license on the NMLS Consumer Access website. This ensures they follow state and federal lending laws.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.