Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 15 fha loan specialists in Worcester, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage - Worcester, MA
25 Harvard St 2nd Floor, Worcester, MA 01609
5086355422
Guild Mortgage - Trevor McFarland
324 Grove St 1st Floor, Worcester, MA 01605
6038010640
Guild Mortgage - Chad Rankin - Home Loan Expert
324 Grove St 1st 1st Floor, Worcester, MA 01605
5084177740
Loans With Larry
50 Elm St, Worcester, MA 01609
7742499309
Team Hunton - MBA Mortgage
50 Elm St, Worcester, MA 01609
9785753053
New American Funding - Nick Paleologos
169 Shrewsbury St suite A, Worcester, MA 01604
5087559884
Emily DeGray at CrossCountry Mortgage
446 Main St Suite 1902-B, Worcester, MA 01608
4138964941
Intuitive Mortgage - Jason Bibeau, Mortgage Broker
1 Kelley Sq Suite 207, Worcester, MA 01610
5083414784
Carrie Sanchez, Total Mortgage, Worcester MA
100 Front St Suite 400-130, Worcester, MA 01608
7746411882
Primary Residential Mortgage, Inc.
711 Pleasant St, Worcester, MA 01602
5087920360
David Samara
1393 Grafton St, Worcester, MA 01604
5083808385
New American Funding - Worcester, MA
169 Shrewsbury St Suite A, Worcester, MA 01604
5087559881
Vicky McSweeney
1393 Grafton St, Worcester, MA 01604
6175711266
New American Funding - Sylvia Roman
169 Shrewsbury St suite A, Worcester, MA 01604
5087559882
Guild Mortgage Company
324 Grove St 1st Floor, Worcester, MA 01605
5085356097
What Does a FHA Loan Specialist in Worcester Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Worcester average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Worcester?
An FHA loan specialist guides you through the FHA loan application process including credit checks and property appraisals. They help you understand Massachusetts specific requirements such as the state mandatory home inspection disclosure. They also assist with calculating your debt to income ratio for FHA approval.
What are the FHA loan limits for Worcester County in 2025?
For 2025 the FHA loan limit for a single family home in Worcester County is typically around $498,257 for low cost areas. Higher cost areas may have limits up to $1,149,825. A local specialist can confirm the exact limit for your specific property location.
How long does the FHA loan process take in Massachusetts?
The typical FHA loan process in Massachusetts takes 30 to 45 days from application to closing. This timeline includes property appraisal and underwriting review. Delays can occur if additional documentation is needed for Massachusetts specific requirements like lead paint disclosures for older homes.