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Directory of fha loan specialists in Winthrop, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Winthrop, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 fha loan specialists in Winthrop, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ardi Kotoni - MSA Mortgage, LLC - Winthrop, MA
354 Main St, Winthrop, MA 02152
7815021161
MSA Mortgage, LLC
354 Main St, Winthrop, MA 02152
7812457700
New Fed Mortgage - Winthrop - Al Petrilli. - NMLS#1881
550 Pleasant St #109r, Winthrop, MA 02152
6179015232
NewFed Mortgage Corp
550 Pleasant St #105R, Winthrop, MA 02152
7812411200
Rob Deeb, MSA Mortgage, LLC
354 Main St, Winthrop, MA 02152
6172571977
FHA loan specialists in Winthrop Massachusetts help homebuyers and homeowners navigate Federal Housing Administration loans. These loans are popular in Massachusetts due to lower down payment requirements and flexible credit guidelines. Local specialists understand Winthrop real estate market trends and Massachusetts specific laws such as the state's anti-predatory lending rules.
What Does a FHA Loan Specialist in Winthrop Cost?
Typical costs for FHA loan specialist services in Massachusetts include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Winthrop average 2% to 5% of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Winthrop do?
An FHA loan specialist guides you through the FHA loan process including pre approval application and closing. They help you meet Massachusetts specific requirements such as property condition standards and debt to income limits.
What are the FHA loan limits for Winthrop Massachusetts?
FHA loan limits in Winthrop for 2024 are based on Suffolk County limits. For a single family home the limit is typically around $766,550. Higher limits apply for multi unit properties.
Do I need a Massachusetts license to work with an FHA loan specialist?
FHA loan specialists in Massachusetts must hold a valid mortgage loan originator license from the state Division of Banks. They must also complete continuing education each year to maintain their license.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.