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Find FHA Loan Specialists in Winchester, MA

Looking for a fha loan specialist in Winchester? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Winchester, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 fha loan specialists in Winchester, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sahag Kavlakian - Boston Mortgage Group
40 Church St Suite D, Winchester, MA 01890
7812189495
Investors Mortgage Group Inc
4 Skillings Rd, Winchester, MA 01890
7817215100

An FHA loan specialist in Winchester Massachusetts can help you navigate the Federal Housing Administration loan process. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks. These specialists assist with low down payment options and flexible credit requirements for homes in Winchester and surrounding Middlesex County.

What Does a FHA Loan Specialist in Winchester Cost?

Typical costs for an FHA loan specialist in Massachusetts include an upfront mortgage insurance premium of 1.75% of the loan amount and annual MIP of 0.55% to 1.05%. Origination fees range from 0.5% to 1.5% of the loan amount. Appraisal fees in the Boston area are usually $500 to $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Winchester Massachusetts?
An FHA loan specialist guides you through the FHA loan application process including credit review and documentation. They help determine if you meet FHA eligibility requirements and assist with property appraisal requirements specific to Massachusetts.
What are the FHA loan limits for Winchester Massachusetts?
FHA loan limits for Middlesex County including Winchester are set annually by HUD. For 2024 the single-family home limit is typically around $1,089,300 for high-cost areas. Your specialist can confirm the current limit for your specific property type.
Are there Massachusetts-specific rules for FHA loans?
Yes Massachusetts has specific laws regarding mortgage disclosures and foreclosure prevention. Your specialist must follow state licensing rules and provide the Massachusetts Mortgage Broker and Lender Disclosure form. They also help with Massachusetts first-time homebuyer programs that can pair with FHA loans.