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Showing 2 fha loan specialists in Uxbridge, MA
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Brian Whitten Loan Officer NMLS #383068
40 Douglas St unit 2, Uxbridge, MA 01569
(508) 208-5675
cmghomeloans.com
What Does a FHA Loan Specialist in Uxbridge Cost?
Typical costs for FHA loan services in Massachusetts include an origination fee of 1 to 2 percent of the loan amount and a 1.75 percent upfront mortgage insurance premium. Appraisal fees range from $500 to $700 and credit report fees are about $30 to $50. Closing costs generally total 3 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Uxbridge do?
An FHA loan specialist evaluates your financial profile and helps you apply for an FHA-insured loan. They explain FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also ensure your loan meets Massachusetts licensing and disclosure rules.
What are the FHA loan limits for Uxbridge Massachusetts?
For 2025 the FHA loan limit for a single-family home in Worcester County which includes Uxbridge is $524,225. Higher limits apply for multi-unit properties. Your specialist can confirm the exact limit for your loan type.
Are there Massachusetts-specific rules for FHA loans?
Yes Massachusetts requires all mortgage loan originators to hold a state license. Additionally FHA loans in Massachusetts are subject to state anti-predatory lending laws and the Massachusetts Truth in Lending Act. Your specialist must follow these regulations.