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Showing 3 fha loan specialists in Sudbury, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alec Butler-Cardinal Financial Company, Limited Partnership
345 Boston Post Rd, Sudbury, MA 01776
7742490518
GenNext.Mortgage
196 Horse Pond Rd, Sudbury, MA 01776
9787051278
Kitty Schrow - Mortgage Loan Officer
407 Boston Post Rd, Sudbury, MA 01776
7746966125
What Does a FHA Loan Specialist in Sudbury Cost?
Typical costs for FHA loan services in Massachusetts include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.45% to 1.05% depending on loan terms. Closing costs generally range from 2% to 5% of the purchase price. Lender fees and appraisal costs add to the total. These figures are estimates and vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Sudbury do?
An FHA loan specialist helps you understand FHA loan requirements, complete the application, and gather necessary documents. They also explain Massachusetts-specific rules, such as property condition standards and local appraisal guidelines.
What are the FHA loan limits for Sudbury Massachusetts?
FHA loan limits in Sudbury are based on the median home price in Middlesex County. For 2025, the standard limit for a single-family home is $498,257, but high-cost area limits may apply. Check with a specialist for current figures.
Do I need mortgage insurance for an FHA loan in Massachusetts?
Yes, all FHA loans require mortgage insurance. You pay an upfront premium of 1.75% of the loan amount and an annual premium that varies based on loan term and down payment. This is a federal requirement, not a Massachusetts-specific rule.