Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 7 fha loan specialists in Stoughton, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Easy Apps Mortgage, Inc
1044 Central St Unit 202, Stoughton, MA 02072
8884413279
Bluevella Mortgage, LLC.
724 Washington St, Stoughton, MA 02072
8003806937
Continental Funding Corp
7 Cabot Pl, Stoughton, MA 02072
7813444846
Trust One Mortgage Corporation
14 Page Terrace, Stoughton, MA 02072
7813188660
Jonathan Bowen - Mortgage Loan Originator | Loan Factory
533 School St, Stoughton, MA 02072
6179677398
Joe Alves | Continental Funding Corp.
7 Cabot Pl, Stoughton, MA 02072
4019528011
Jack Folan | Continental Funding Corp.
7 Cabot Pl, Stoughton, MA 02072
7818018749
What Does a FHA Loan Specialist in Stoughton Cost?
Typical costs for FHA loan specialist services in Massachusetts include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85% depending on loan term and down payment. Lender origination fees range from 0.5% to 1.0% of the loan amount. Closing costs in Stoughton average 2% to 5% of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Stoughton do?
An FHA loan specialist in Stoughton helps borrowers qualify for FHA loans by reviewing credit history income and property eligibility. They also explain Massachusetts specific requirements such as the state mandatory lead paint disclosure for homes built before 1978. The specialist assists with paperwork and connects you with FHA approved lenders.
What are the FHA loan limits for Stoughton Massachusetts?
FHA loan limits for Stoughton are based on the county median home price. As of 2024 the FHA floor limit for a single family home in Norfolk County is $498,257 and the ceiling limit is $1,149,825. A local specialist can confirm current limits for your specific property.
Do I need a special license to be an FHA loan specialist in Massachusetts?
FHA loan specialists in Massachusetts must be licensed mortgage loan originators through the Nationwide Multistate Licensing System. They must also complete continuing education courses approved by the Massachusetts Division of Banks. This ensures they understand both federal FHA rules and state regulations.