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Find FHA Loan Specialists Near You in South Hadley, MA
Looking for a fha loan specialist in South Hadley? Review the directory below to compare your options.
6 agents listed
Updated May 2026
South Hadley, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 6 fha loan specialists in South Hadley, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tim Fitzgerald
19 College St # 2, South Hadley, MA 01075
4132221938
Dilenes Ortiz - CMG Home Loans
19 College St # 2, South Hadley, MA 01075
4135529207
Milly Potter
19 College St # 2, South Hadley, MA 01075
7742509940
Ray Brousseau
19 College St # 2, South Hadley, MA 01075
4137598153
Laura J Dobbin
19 College St # 2, South Hadley, MA 01075
8026816157
Joseph Brousseau
19 College St # 2, South Hadley, MA 01075
4132876190
FHA loan specialists in South Hadley, Massachusetts help homebuyers secure government-backed mortgages with lower down payments. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks. Specialists guide clients through FHA requirements, including property appraisals and credit score minimums, while ensuring compliance with state regulations.
What Does a FHA Loan Specialist in South Hadley Cost?
Typical costs for an FHA loan in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs generally range from 3,000 to 6,000 dollars for a standard home purchase, though this varies by lender and property value. Additional fees may include appraisal costs around 500 to 700 dollars and credit report fees of 30 to 50 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in South Hadley Massachusetts?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must also have a debt-to-income ratio below 43 percent and the property must meet FHA safety standards. Massachusetts does not add extra state-specific FHA rules beyond federal guidelines.
How do I find an FHA loan specialist in South Hadley?
You can search the Nationwide Mortgage Licensing System database for licensed loan originators in South Hadley. Local banks and credit unions in Hampshire County also offer FHA loan products. Always verify the specialist has an active Massachusetts mortgage loan originator license.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.