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Browse fha loan specialists serving South Boston, Massachusetts. Contact information and addresses listed below.
5 agents listed
Updated May 2026
South Boston, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 fha loan specialists in South Boston, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garett Edward Seney | Fairway Home Mortgage | Mortgage Advisor
470 W Broadway, South Boston, MA 02127
6173374572
Nate Moghadam | Fairway Home Mortgage | NMLS #906770
470 W Broadway, South Boston, MA 02127
6179453632
Julian Hernandez at Fairway Independent Mortgage Corporation
380 W Broadway Unit 101, South Boston, MA 02127
6172573887
Fairway Home Mortgage
470 W Broadway, South Boston, MA 02127
6174561700
Lucas McGary | Fairway Independent Mortgage Corporation Loan Officer
380 W Broadway Unit 101, South Boston, MA 02127
6173479629
FHA loan specialists in South Boston assist homebuyers with government-backed mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks, ensuring professional standards for South Boston borrowers.
What Does a FHA Loan Specialist in South Boston Cost?
Typical costs for FHA loan services in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1 percent of the loan amount. Appraisal fees for FHA loans in South Boston are usually $500 to $700. Other closing costs such as title insurance and recording fees add $2,000 to $5,000. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in South Boston?
An FHA loan specialist guides you through the FHA loan process from pre-approval to closing. They help verify your eligibility, prepare required documents, and ensure the property meets FHA minimum property standards. In Massachusetts, specialists must follow state licensing rules and federal FHA guidelines.
What are the FHA loan limits for South Boston in 2025?
For 2025, the FHA loan limit for a single-family home in Suffolk County which includes South Boston is $524,225 for low-cost areas and up to $1,209,750 for high-cost areas. These limits are set by HUD and can change annually. Your specialist can confirm the exact limit for your property.
How long does an FHA loan closing take in Massachusetts?
An FHA loan closing in Massachusetts typically takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet FHA standards. Massachusetts law does not set a specific time limit for closings, but lenders usually aim for a 30-day timeline.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.