ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in Pittsfield, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Pittsfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 fha loan specialists in Pittsfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MyCom Federal Credit Union
101 Fenn St, Pittsfield, MA 01201
4134426501
Trustco Bank
5 Cheshire Rd, Pittsfield, MA 01201
4132368400
Greylock Federal Credit Union
71 Elm St, Pittsfield, MA 01201
4139974400
The Pittsfield Cooperative Bank
70 South St, Pittsfield, MA 01201
4134477304
Scarafoni Financial Group LLC
128 South St, Pittsfield, MA 01201
4134435300
An FHA loan specialist in Pittsfield Massachusetts helps home buyers and homeowners secure government-backed mortgages with lower down payments and flexible credit requirements. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks. Pittsfield residents benefit from FHA loan limits that reflect the local housing market in Berkshire County.
What Does a FHA Loan Specialist in Pittsfield Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1 to 1.75 percent of the loan amount plus third party fees for appraisal credit report and title search. For a 250000 dollar loan these costs total approximately 5000 to 8000 dollars. The FHA upfront mortgage insurance premium is 1.75 percent of the loan amount and the annual premium ranges from 0.55 to 0.85 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Pittsfield do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They help Pittsfield residents understand FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. Specialists also explain how Massachusetts first time home buyer programs can combine with FHA loans.
What are the FHA loan limits for Pittsfield Massachusetts?
For 2025 the FHA loan limit for a single family home in Berkshire County including Pittsfield is 524225 dollars. This limit applies to standard FHA loans and may be higher for duplexes triplexes and four unit properties. Limits are set by the Federal Housing Administration and updated annually.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Pittsfield who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.