ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Osterville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Osterville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 fha loan specialists in Osterville, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heather Vickers
872 Main St 2nd Floor, Osterville, MA 02655
7742088577
Annmarie Edwards at AVE Mortgage
835 Main St Unit 1A, Osterville, MA 02655
5083802910
An FHA loan specialist in Osterville, Massachusetts can help you navigate the Federal Housing Administration loan process. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks. Local specialists understand Cape Cod market conditions and can assist with FHA loan limits specific to Barnstable County.
What Does a FHA Loan Specialist in Osterville Cost?
Typical costs for FHA loan specialist services in Massachusetts include an origination fee of 1% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Third-party costs such as appraisal and title fees vary by property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Osterville do?
An FHA loan specialist guides borrowers through FHA loan applications, credit requirements, and property eligibility. They help ensure the property meets FHA minimum property standards and assist with Massachusetts-specific documentation.
What are the FHA loan limits for Osterville Massachusetts?
For 2024, the FHA loan limit for a single-family home in Barnstable County is $1,149,825. This high limit reflects the area's elevated home prices. A specialist can confirm current limits for your specific loan type.
Do I need a special license to be an FHA loan specialist in Massachusetts?
Yes, all mortgage loan originators in Massachusetts must hold a state license through the Nationwide Multistate Licensing System. They must also complete continuing education on Massachusetts lending laws each year.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Osterville who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.