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Find FHA Loan Specialists in Milford, MA

Compare fha loan specialists in Milford. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Milford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 fha loan specialists in Milford, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bay Equity Home Loans - Milford, MA
154 West St, Milford, MA 01757
5084730111
Fariba Karbasi
409 Fortune Blvd Suite 205, Milford, MA 01757
6179628515
First Home Mortgage Corporation
100 Medway Rd # 202, Milford, MA 01757
5084739500

An FHA loan specialist in Milford Massachusetts can guide you through the process of obtaining a government backed mortgage. These loans are popular for first time homebuyers and those with lower credit scores. Massachusetts law requires all mortgage loan originators to be licensed through the state Division of Banks.

What Does a FHA Loan Specialist in Milford Cost?

Typical costs for FHA loan specialist services in Massachusetts include an origination fee of 0.5 to 1.5 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Appraisal fees in the Milford area are usually 500 to 700 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Milford do?
An FHA loan specialist helps borrowers understand FHA loan requirements and complete the application process. They review credit history, income, and property eligibility. They also explain Massachusetts specific rules such as the state mandated mortgage discharge timeline.
What are the FHA loan limits for Milford Massachusetts?
FHA loan limits vary by county. For Worcester County which includes Milford the 2025 limit for a single family home is typically around 524,225 dollars for low cost areas. A specialist can confirm the exact limit for your property.