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Find FHA Loan Specialists Near You in Lynnfield, MA

Looking for a fha loan specialist in Lynnfield? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Lynnfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 7 fha loan specialists in Lynnfield, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Equity Partners
220 Broadway #205, Lynnfield, MA 01940
8778664511
Leo Turco at CrossCountry Mortgage
40 Salem St Building 1, Suite 10, Lynnfield, MA 01940
7813895242
Yasmine Turco at CrossCountry Mortgage
40 Salem St Building 1, Suite 10, Lynnfield, MA 01940
8575449950
John Pace at CrossCountry Mortgage
40 Salem St Building 1, second floor, Suite 10, Lynnfield, MA 01940
7817271550
Laura Bernaby at CrossCountry Mortgage
40 Salem St Building 1, Second Floor, Suite 10, Lynnfield, MA 01940
6038205181
Sang Nguyen at CrossCountry Mortgage
40 Salem St Building 1, Second Floor, Suite 10, Lynnfield, MA 01940
8777731226
Bradford Beninati at CrossCountry Mortgage
40 Salem St Building 1, Second Floor, Suite 10, Lynnfield, MA 01940
7742979452

An FHA loan specialist in Lynnfield Massachusetts can guide you through the process of obtaining a government-backed mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks.

What Does a FHA Loan Specialist in Lynnfield Cost?

Typical costs for an FHA loan in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on the loan term and down payment. Closing costs usually range from 2 to 5 percent of the loan amount. Lender fees vary by institution. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Lynnfield do?
An FHA loan specialist helps borrowers understand FHA loan requirements and submit applications. They review credit history, income, and property eligibility. They also ensure the loan meets Massachusetts and federal guidelines.
What are the FHA loan limits for Lynnfield Massachusetts?
FHA loan limits for Essex County in 2025 are typically higher than standard limits due to the high cost of housing. For a single-family home the limit is around $1,149,825. A specialist can confirm the exact amount for your situation.
How long does an FHA loan process take in Massachusetts?
The typical FHA loan process in Massachusetts takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed. Your specialist will help keep the process on track.