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Find FHA Loan Specialists in Greenfield, MA

Directory of fha loan specialists in Greenfield, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Greenfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 6 fha loan specialists in Greenfield, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Corinne Fitzgerald, FITZGERALD Real Estate
116 Federal St, Greenfield, MA 01301
4133209509
Academy Mortgage
51 Davis St Suite 2 Floor, 4, Greenfield, MA 01301
4133258137
Greenfield Cooperative Bank - Greenfield
277 Federal St, Greenfield, MA 01301
4137725001
Geneva Financial Home Loans - Clay Herbert
22 Mohawk Trail, Greenfield, MA 01301
4137722529
Baker Financial Group, LLC
28 Federal St Suite 2, Greenfield, MA 01301
4137730357
Edward Jones - Financial Advisor: Brandon B McFadden
55 Federal St Suite 260, Greenfield, MA 01301
4137738063

An FHA loan specialist in Greenfield, Massachusetts helps borrowers understand and apply for Federal Housing Administration insured loans. These loans often require lower down payments and have flexible credit guidelines, making them popular in the local housing market. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks, so your specialist must hold a valid license to operate in the state.

What Does a FHA Loan Specialist in Greenfield Cost?

Typical costs for FHA loan specialist services in Massachusetts include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85% depending on loan terms. Lender origination fees usually range from 0.5% to 1.5% of the loan amount. Closing costs in Greenfield generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Greenfield do?
An FHA loan specialist guides you through the FHA loan process, from pre approval to closing. They review your financial documents, explain FHA requirements like the 3.5% minimum down payment, and help you find a lender. They also ensure compliance with Massachusetts specific rules, such as the state's anti predatory lending laws.
What are the FHA loan limits for Greenfield Massachusetts?
FHA loan limits vary by county and are updated annually. For Franklin County where Greenfield is located, the 2024 limit for a single family home is typically around $498,257. Your specialist can confirm the current limit and help you determine if a property qualifies.
Do I need a special license to be an FHA loan specialist in Massachusetts?
Yes. In Massachusetts, all mortgage loan originators must be licensed through the Division of Banks under the Massachusetts Mortgage Broker and Lender Licensing Act. Your specialist must also meet federal requirements under the Secure and Fair Enforcement for Mortgage Licensing Act.