Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 9 fha loan specialists in Fall River, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kevin Oliveira, Troy City Mortgage
1777 Pleasant St, Fall River, MA 02723
(774) 526-1734
troycitymortgage.com
Fairway Independent Mortgage Corporation-Fall River, MA Branch
139 S Main St Suite 313, Fall River, MA 02721
(401) 663-6889
fairway.com
Timothy Sturtevant at Cornerstone First Mortgage
226 S Main St U8, Fall River, MA 02721
(508) 982-3056
cfmtg.com
Fairway Independent Mortgage Corporation
1565 N Main St Suite 302, Fall River, MA 02720
(508) 679-9884
fairway.com
Rob Bettencourt | Fairway Independent Mortgage Corporation Co-Branch Manager
1565 N Main St Suite 302, Fall River, MA 02720
(508) 679-9884
robbettencourtloans.com
Total Mortgage Fall River NMLS #2347643
580 Eastern Ave First Floor, Fall River, MA 02723
(508) 649-6590
totalmortgage.com
What Does a FHA Loan Specialist in Fall River Cost?
Typical costs for FHA loan specialist services in Massachusetts include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal and credit report. The upfront mortgage insurance premium is 1.75% of the base loan amount, and annual MIP ranges from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Fall River usually total 3% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fall River do?
An FHA loan specialist guides you through the FHA loan process including pre-approval, documentation, and closing. They help ensure the property meets FHA minimum property standards required by HUD. Specialists also explain Massachusetts specific rules such as the state's 30 day right to rescind period for refinances.
What are the FHA loan limits for Fall River Massachusetts?
For 2025, the FHA loan limit for a single-family home in Bristol County including Fall River is $498,257. Higher limits apply for duplexes, triplexes, and four-unit properties. These limits are set by HUD and may change annually.