Skip to main content

Compare FHA Loan Specialists in Fairhaven, MA

Browse fha loan specialists serving Fairhaven, Massachusetts. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Fairhaven, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 fha loan specialists in Fairhaven, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Onshore Mortgage, LLC.
45 Weeden Rd, Fairhaven, MA 02719
5088014815
Sarah Gomes at Rate (NMLS #22840)
39 Center St, Fairhaven, MA 02719
7818100911
Mortgage, Bank of America
16 Berdon Way, Fairhaven, MA 02719
7742069986

FHA loan specialists in Fairhaven, Massachusetts help homebuyers navigate FHA-insured mortgages, which are popular for their low down payment options. Massachusetts state law requires all mortgage loan originators to be licensed through the Division of Banks. Fairhaven residents benefit from local specialists familiar with the area property values and coastal flood insurance requirements.

What Does a FHA Loan Specialist in Fairhaven Cost?

Typical costs for FHA loan specialist services in Massachusetts include an origination fee of 1% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance. Closing costs in Fairhaven average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Fairhaven do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure compliance with Massachusetts state regulations and HUD requirements. They also help Fairhaven buyers understand local property tax and insurance costs.
What are the FHA loan limits for Fairhaven Massachusetts in 2025?
For 2025, the FHA loan limit for a single-family home in Bristol County, which includes Fairhaven, is $524,225 for low-cost areas. High-cost area limits may apply if Fairhaven is designated as such. Check with a specialist for the exact current limit.