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Directory of fha loan specialists in Easthampton, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Easthampton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 fha loan specialists in Easthampton, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Kate Reagan
251 Northampton St suite d, Easthampton, MA 01027
4133879999
bankESB
36 Main St, Easthampton, MA 01027
8555274111
Guild Mortgage Company
251 Northampton St STE D, Easthampton, MA 01027
4132823500
Edward Jones - Financial Advisor: Mike Markiewicz
The Mill 180 Building, Easthampton, MA 01027
4132035850
Hometown Wealth Management
36 Main St, Easthampton, MA 01027
4135291901
An FHA loan specialist in Easthampton, Massachusetts can help you navigate the federal FHA loan program and understand state-specific requirements. Massachusetts has its own mortgage regulations and first-time homebuyer programs that may complement an FHA loan. Working with a local specialist ensures you meet all documentation and property condition standards for the area.
What Does a FHA Loan Specialist in Easthampton Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1 percent of the loan amount, which ranges from $3,000 to $5,000 on a $300,000 to $500,000 home. Additional costs may include an appraisal fee of $500 to $700 and a credit report fee of $30 to $50. Massachusetts does not set a maximum fee for loan origination, but all fees must be disclosed on the Loan Estimate. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Easthampton Massachusetts?
For 2024, the FHA loan limit for a single-family home in Hampshire County is $498,257. This limit applies to Easthampton and is set by the Federal Housing Administration based on median home prices in the area.
Do I need a special license to be an FHA loan specialist in Massachusetts?
Yes, FHA loan specialists in Massachusetts must hold a valid mortgage loan originator license from the Massachusetts Division of Banks. This requires completing 20 hours of pre-licensing education and passing a national and state-specific exam.
What is the minimum down payment for an FHA loan in Massachusetts?
The minimum down payment for an FHA loan in Massachusetts is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579, you may need a 10 percent down payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.