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Browse fha loan specialists serving Clinton, Massachusetts. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Clinton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 fha loan specialists in Clinton, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Clinton Savings Bank
200 Church St, Clinton, MA 01510
9783653700
Sarah Baer-Mortgage Nerd
9 Lincoln St, Clinton, MA 01510
5085609071
John Ryan
200 Church St, Clinton, MA 01510
9783653489
An FHA loan specialist in Clinton Massachusetts can help you navigate the Federal Housing Administration loan process. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks. Working with a local specialist ensures you understand both FHA guidelines and any Massachusetts specific property or income considerations.
What Does a FHA Loan Specialist in Clinton Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Massachusetts average 3 to 5 percent of the home purchase price. These costs vary by lender and borrower circumstances. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Clinton Massachusetts?
An FHA loan specialist guides you through the FHA loan application and approval process. They help with credit requirements, down payment options, and property eligibility. In Massachusetts, they also ensure compliance with state specific mortgage regulations and local housing market conditions.
What are the FHA loan limits for Clinton Massachusetts in 2025?
FHA loan limits vary by county. For Worcester County where Clinton is located, the 2025 FHA loan limit for a single family home is typically around $498,257 for a standard loan. Higher limits apply in high cost areas. A specialist can confirm the exact amount for your situation.
Are there Massachusetts specific rules for FHA loans?
Yes, Massachusetts has specific laws regarding mortgage lending. For example, the state requires a 30 day right to cure period before foreclosure. Also, Massachusetts has its own anti predatory lending laws that may affect FHA loan terms. A local specialist can explain these rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.