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Find FHA Loan Specialists in Woodbine, MD

Directory of fha loan specialists in Woodbine, Maryland. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Woodbine, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 2 fha loan specialists in Woodbine, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Millennial Home Loans, LLC
1722 Splendor Dr, Woodbine, MD 21797
(866) 552-5912 mymhl.com
USDA Purchase and Refinance Loans - Licensed in Maryland, Pennsylvania, and Virginia
1722 Splendor Dr, Woodbine, MD 21797
(866) 552-5912 mymhl.com

FHA loan specialists in Woodbine, Maryland help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Maryland law requires all mortgage loan originators to be licensed by the Maryland Department of Labor. Woodbine residents often use FHA loans for purchasing homes in Carroll County or refinancing existing properties.

What Does a FHA Loan Specialist in Woodbine Cost?

Typical costs for an FHA loan specialist in Maryland include an origination fee of 1 percent of the loan amount and third-party fees for appraisal and credit report. Appraisal fees in Carroll County range from $500 to $700. Closing costs generally total 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Woodbine Maryland?
For 2025, the FHA loan limit for a single-family home in Carroll County is $498,257. This limit applies to most areas in Maryland and is adjusted annually by the Federal Housing Administration.
What is the minimum down payment for an FHA loan in Maryland?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. Borrowers must also have a credit score of at least 580 to qualify for this low down payment option.
Do FHA loans require mortgage insurance in Maryland?
Yes, FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium that varies based on loan term and down payment. This insurance protects the lender if you default.

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