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Find FHA Loan Specialists Near You in White Plains, MD

Compare fha loan specialists in White Plains. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
White Plains, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 8 fha loan specialists in White Plains, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steven Boyce with FitzGerald Financial Group
5010 Regency Pl Suite 101, White Plains, MD 20695
4433365266
Sam Leach Loan Officer with FitzGerald Financial Group
5010 Regency Pl Suite 101, White Plains, MD 20695
4435320478
Sherman Dryden with FitzGerald Financial Group
5010 Regency Pl, White Plains, MD 20695
3018482048
Monica Atkins with FitzGerald Financial Group
5010 Regency Pl, White Plains, MD 20695
5712156602
Jill Williams with FitzGerald Financial Group
5010 Regency Pl, White Plains, MD 20695
2402999643
James FitzGerald Mortgage Loan Officer with FitzGerald Financial Group
5010 Regency Pl Suite 101, White Plains, MD 20695
2403208087
LBG Lending Services, LLC
4333 Charles Crossing Dr, White Plains, MD 20695
2409887995
Mike K Bendebba | Fairway Independent Mortgage Corporation Branch Manager
10665 Stanhaven Pl Suite 103, White Plains, MD 20695
2407765731

An FHA loan specialist in White Plains, Maryland helps homebuyers navigate FHA-insured mortgages, which are popular for their low down payment options. Maryland law requires FHA loan specialists to be licensed by the Maryland Department of Labor. White Plains residents often seek these specialists for guidance on local property values and closing procedures in Charles County.

What Does a FHA Loan Specialist in White Plains Cost?

Typical costs for an FHA loan specialist in Maryland include an origination fee of 1% to 1.5% of the loan amount and a mortgage insurance premium of 1.75% upfront plus 0.55% annually. Appraisal fees in White Plains range from $400 to $700. Closing costs usually total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in White Plains do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and debt to determine eligibility. They also guide you through Maryland specific requirements like the state required homeownership counseling.
How do I choose an FHA loan specialist in White Plains Maryland?
Look for a specialist licensed in Maryland with experience in FHA loans. Check their record with the Nationwide Multistate Licensing System. Ask about their knowledge of local property values in Charles County and their familiarity with FHA appraisal rules.
Are there Maryland specific rules for FHA loans?
Yes, Maryland has a state required homeownership counseling program for first time buyers using FHA loans. The counseling must be completed before loan closing. Also, Maryland law limits certain fees and requires clear disclosure of all costs.