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Find FHA Loan Specialists Near You in Westminster, MD
Directory of fha loan specialists in Westminster, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Westminster, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 6 fha loan specialists in Westminster, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ritter Mortgage Group
1230 Nottingham Rd, Westminster, MD 21157
4107958900
Mariner Finance
625 I, Baltimore Blvd, Westminster, MD 21157
4107517200
George Makoutz - Mortgage Lender
100 E Main St Suite 1, Westminster, MD 21157
4105985296
OneMain Financial
25 Westminster Shop Ctr, Westminster, MD 21157
4108761117
Lendmark Financial Services LLC
250 Englar Rd Unit 16, Westminster, MD 21157
4108576010
First Home Mortgage - Carroll County
2 Locust Ln Suites 208 A&B, Westminster, MD 21157
4433406655
FHA loan specialists in Westminster Maryland help homebuyers and homeowners access government-backed mortgages with lower down payments and flexible credit requirements. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Carroll County property values and can guide you through FHA loan limits specific to this area.
What Does a FHA Loan Specialist in Westminster Cost?
Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Carroll County generally range from 2% to 5% of the purchase price, including appraisal fees around $500 to $700 and title fees. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Westminster Maryland in 2025?
For 2025 the FHA loan limit for a single-family home in Carroll County is $498,257. This amount may change annually based on median home prices. A local specialist can confirm current limits for your specific property type.
What credit score is needed for an FHA loan in Maryland?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Maryland lenders may have additional overlay requirements beyond FHA minimums.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.