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Browse fha loan specialists serving Waldorf, Maryland. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Waldorf, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 9 fha loan specialists in Waldorf, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Waterstone Mortgage
2587 Crain Hwy, Waldorf, MD 20601
3018931200
Colonial Mortgage Group
3261 Old Washington Rd STE 1011, Waldorf, MD 20602
3019324610
Tim Murphy - AnnieMac Home Mortgage
3720 Leonardtown Rd suite 105, Waldorf, MD 20601
8556133995
Kelli H. Williams- Geneva Financial
173 St Patricks Dr #104, Waldorf, MD 20603
2406049262
New American Funding - Carla Kelch-Porter
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
8004502010
New American Funding
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
2402099774
New American Funding - SHAWN WILSON
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
4435696079
Craig Gough
3050 Crain Hwy #300, Waldorf, MD 20601
3013995630
James Reed - WesBanco Mortgage Lending Officer
3261 Old Washington Rd Suite 3040, Waldorf, MD 20602
7039093305
FHA loan specialists in Waldorf, Maryland help homebuyers navigate FHA-insured mortgages, which are popular for their lower down payment requirements. In Maryland, FHA loans are subject to state-specific limits set by the Federal Housing Administration, and specialists can assist with understanding local property eligibility. These professionals guide clients through the application process, from pre-approval to closing, while ensuring compliance with Maryland lending laws.
What Does a FHA Loan Specialist in Waldorf Cost?
Typical costs for FHA loan services in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance, depending on loan term and down payment. Lender origination fees in Waldorf often range from 0.5% to 1% of the loan amount. Additional costs may include appraisal fees ($400 to $700) and title insurance ($500 to $1,000). This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Waldorf do?
An FHA loan specialist in Waldorf helps borrowers understand FHA loan requirements, including credit score minimums and debt-to-income ratios. They assist with completing the loan application and gathering necessary documents like tax returns and pay stubs. They also explain how Maryland property tax laws and local housing market conditions affect your loan.
What are the FHA loan limits for Waldorf, Maryland in 2025?
For 2025, the FHA loan limit for a single-family home in Charles County, including Waldorf, is $524,225 for standard loans. High-cost area limits may apply if you qualify. A specialist can confirm the exact limit for your specific property type.
How long does it take to get an FHA loan in Maryland?
The typical FHA loan process in Maryland takes 30 to 45 days from application to closing. However, delays can occur if additional documentation is needed or if the property requires a specific appraisal. Specialists help streamline the process by preparing your file thoroughly.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.