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Find FHA Loan Specialists Near You in Sykesville, MD

Directory of fha loan specialists in Sykesville, Maryland. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Sykesville, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 fha loan specialists in Sykesville, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cardinal Financial Company, Limited Partnership
7566 Main St Ste 208, 209, 211, 212, Sykesville, MD 21784
3013274064
Kyle Jessee Mortgage Advisor NMLS #1212644
5925 English Saddle Dr, Sykesville, MD 21784
4437897506

An FHA loan specialist in Sykesville Maryland helps homebuyers navigate the Federal Housing Administration loan process. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Sykesville residents often use FHA loans for their lower down payment requirements and flexible credit guidelines.

What Does a FHA Loan Specialist in Sykesville Cost?

Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Closing costs in Sykesville generally range from 2 to 5 percent of the purchase price. A home appraisal is required and costs between $500 and $700. These figures are general estimates. This information is for educational purposes only and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Sykesville Maryland?
For 2025 the FHA loan limit for a single-family home in Carroll County Maryland is $498,257. This limit applies to most areas in Sykesville and surrounding towns. Higher limits may apply for duplexes triplexes and four-unit properties.
What is the minimum down payment for an FHA loan in Maryland?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with a credit score between 500 and 579 may qualify with a 10 percent down payment.