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Find FHA Loan Specialists in Sykesville, MD

Compare fha loan specialists in Sykesville. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Sykesville, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 2 fha loan specialists in Sykesville, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cardinal Financial Company, Limited Partnership
7566 Main St Ste 208, 209, 211, 212, Sykesville, MD 21784
(301) 327-4064 cardinalfinancial.com
Kyle Jessee Mortgage Advisor NMLS #1212644
5925 English Saddle Dr, Sykesville, MD 21784
(443) 789-7506

An FHA loan specialist in Sykesville Maryland helps homebuyers navigate the Federal Housing Administration loan process. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Sykesville residents often use FHA loans for their lower down payment requirements and flexible credit guidelines.

What Does a FHA Loan Specialist in Sykesville Cost?

Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Closing costs in Sykesville generally range from 2 to 5 percent of the purchase price. A home appraisal is required and costs between $500 and $700. These figures are general estimates. This information is for educational purposes only and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Sykesville Maryland?
For 2025 the FHA loan limit for a single-family home in Carroll County Maryland is $498,257. This limit applies to most areas in Sykesville and surrounding towns. Higher limits may apply for duplexes triplexes and four-unit properties.
What is the minimum down payment for an FHA loan in Maryland?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with a credit score between 500 and 579 may qualify with a 10 percent down payment.
Are there Maryland-specific requirements for FHA loans?
Maryland requires all FHA loan borrowers to complete a homebuyer education course from a HUD-approved agency. The course must be completed before closing. Maryland also has specific foreclosure mediation laws that may affect FHA loan processing timelines.

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