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Find FHA Loan Specialists Near You in Silver Spring, MD

Looking for a fha loan specialist in Silver Spring? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Silver Spring, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 7 fha loan specialists in Silver Spring, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1RATE Mortgage
12123 Heritage Park Cir, Silver Spring, MD 20906
2402921490
Kerins Associates Inc.
13821 Mills Ave, Silver Spring, MD 20904
3012364556
Chris Jordan Mortgage Team of Main Street Home Loans
12510 Prosperity Dr #185, Silver Spring, MD 20904
2406705090
Sharee Awwal - Main Street Home Loans
12510 Prosperity Dr #185, Silver Spring, MD 20904
2404362956
Edward Perez at Prosperity Home Mortgage - Silver Spring
12520 Prosperity Dr #105, Silver Spring, MD 20904
8772751762
Main Street Home Loans, Travis Vollmerhausen NMLS #463504
12510 Prosperity Dr #185, Silver Spring, MD 20904
3015373152
Steve Kanaras - SECU Mortgage Loan Officer
8737 Colesville Rd, Silver Spring, MD 20910
4108046857

FHA loan specialists in Silver Spring Maryland help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Working with a local specialist can help you navigate Silver Spring specific property value limits and Maryland closing procedures.

What Does a FHA Loan Specialist in Silver Spring Cost?

Typical costs for FHA loan specialist services in Maryland include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.55 percent to 0.85 percent of the loan balance. Appraisal fees in Silver Spring usually cost between $500 and $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Silver Spring?
An FHA loan specialist guides you through the application process for a Federal Housing Administration insured loan. They help you understand Maryland specific requirements such as the state mandated home inspection and property condition standards. They also assist with gathering documents and submitting your application to an approved lender.
What are the FHA loan limits for Silver Spring Maryland?
For 2024 the FHA loan limit for a single family home in Montgomery County including Silver Spring is $1,149,825. This limit is higher than many other areas due to the high cost of housing in the region. Limits are updated annually by the Department of Housing and Urban Development.