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Compare fha loan specialists in Severna Park. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Severna Park, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 7 fha loan specialists in Severna Park, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
645 Baltimore Annapolis Blvd Suite 200B, Severna Park, MD 21146
3012981055
Trent Riggs Loan Officer- Main Street Home Loans
479 Jumpers Hole Rd # 404, Severna Park, MD 21146
4104907061
Neil Bourdelaise | Main Street Home Loans
479 Jumpers Hole Rd PH, Severna Park, MD 21146
4103368432
Ratti Lending Team
820 Ritchie Hwy Suite 210, Severna Park, MD 21146
4107075825
Adam Witt - Mortgage Broker - NMLS 1708367
515 Benfield Rd Suite 201, Severna Park, MD 21146
4106933444
Deanna Furman at Fulton Mortgage Company
485 Ritchie Hwy, Severna Park, MD 21146
2407329069
Chesapeake Mortgage Solutions, Inc.
608 Pine Tree Dr, Severna Park, MD 21146
4106475004
FHA loan specialists in Severna Park Maryland help homebuyers and homeowners secure loans insured by the Federal Housing Administration. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Working with a local specialist familiar with Anne Arundel County property values and Maryland housing market trends can streamline the approval process.
What Does a FHA Loan Specialist in Severna Park Cost?
Typical costs for an FHA loan specialist in Maryland include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45 percent to 1.05 percent of the loan balance depending on loan term and loan to value ratio. Appraisal fees in Severna Park generally range from $500 to $700. Title and settlement costs add another $1,500 to $3,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Severna Park Maryland in 2025?
For 2025 the FHA loan limit for a single family home in Anne Arundel County including Severna Park is $1,149,825. This high limit reflects the areas elevated home prices. Limits are updated annually by the Department of Housing and Urban Development HUD.
Do I need a special license to be an FHA loan specialist in Maryland?
Yes. All mortgage loan originators in Maryland must hold a valid license through the NMLS. They must also complete annual continuing education that includes Maryland specific laws such as the Maryland Mortgage Fraud Protection Act.
What is the minimum down payment for an FHA loan in Maryland?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579 you may qualify with a 10 percent down payment. These rules are set by HUD and apply nationwide including Maryland.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.