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Find FHA Loan Specialists in Owings Mills, MD

Compare fha loan specialists in Owings Mills. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Owings Mills, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 11 fha loan specialists in Owings Mills, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Caliver Beach Mortgage
500 Redland Ct Suite 300, Owings Mills, MD 21117
4437381230
Carrington Mortgage Services, LLC
10200 Grand Central Ave Suite 301, Owings Mills, MD 21117
8773137742
All Financial Services, LLC
10989 Red Run Blvd #210, Owings Mills, MD 21117
8777409840
Community Mortgage Group Inc
9 Park Center Ct Suite 303, Owings Mills, MD 21117
4433942505
Scott Eisgrau - Atlantic Coast Mortgage
10451 Mill Run Cir Suite 600, Owings Mills, MD 21117
4437389138
Fidelity Direct Mortgage
11421 Cronhill Dr d, Owings Mills, MD 21117
4438986941
The DMV Home Loan Experts
500 Redland Ct Suite 300, Owings Mills, MD 21117
2405525363
Atlantic Coast Mortgage - Owings Mills
10561 Mill Run Cir Suite 600, Owings Mills, MD 21117
4109024660
Neil Sweren - Atlantic Coast Mortgage
10451 Mill Run Cir Suite 600, Owings Mills, MD 21117
4437389121
Equity Mortgage
66 Painters Mill Rd #202, Owings Mills, MD 21117
4103217800
Susan Valente- SECU Mortgage Loan Officer
10801 Red Run Blvd, Owings Mills, MD 21117
4438678014

FHA loan specialists in Owings Mills help homebuyers navigate Federal Housing Administration loans, which are popular for their low down payment options. In Maryland, FHA loans require a minimum down payment of 3.5 percent and must meet specific property standards set by HUD. Local specialists understand the Baltimore County real estate market and can guide you through the state-specific closing process.

What Does a FHA Loan Specialist in Owings Mills Cost?

FHA loan specialists in Maryland typically charge an origination fee of 1 to 2 percent of the loan amount. Closing costs in Owings Mills average 3 to 5 percent of the purchase price, which includes the FHA upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Owings Mills?
An FHA loan specialist helps you determine if you qualify for an FHA loan, guides you through the application process, and ensures the property meets HUD requirements. They also explain Maryland-specific rules, such as the state required home inspection and lead paint disclosure for homes built before 1978.
What are the FHA loan limits for Owings Mills Maryland?
For 2024, the FHA loan limit for a single family home in Baltimore County, including Owings Mills, is $498,257. This amount may change annually based on HUD guidelines. Higher limits apply for multi unit properties.