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Find FHA Loan Specialists Near You in Jarrettsville, MD

Compare fha loan specialists in Jarrettsville. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Jarrettsville, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 fha loan specialists in Jarrettsville, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jarrettsville Federal S & L
3706 Norrisville Rd, Jarrettsville, MD 21084
4106925151
MiMutual Mortgage, Jarrettsville, Maryland
1718 Jarrettsville Rd, Jarrettsville, MD 21084
8645204223

An FHA loan specialist in Jarrettsville, Maryland helps homebuyers navigate Federal Housing Administration loans. These loans are popular in Harford County due to lower down payment requirements and flexible credit guidelines. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Jarrettsville Cost?

Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Harford County generally range from 3% to 6% of the purchase price. These costs vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Jarrettsville, Maryland in 2025?
For 2025, the FHA loan limit for a single-family home in Harford County is $498,257. This amount applies to most areas in Maryland and is set by the Department of Housing and Urban Development (HUD).
Do I need a special license to work as an FHA loan specialist in Maryland?
Yes. All FHA loan specialists in Maryland must hold an active mortgage loan originator license through the NMLS. They must also complete annual continuing education and pass a criminal background check.
What documents do I need to apply for an FHA loan in Jarrettsville?
You typically need two years of tax returns, recent pay stubs, bank statements, and a valid government ID. Maryland also requires proof of homeowners insurance and a property appraisal by a HUD-approved appraiser.