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Browse fha loan specialists serving Gaithersburg, Maryland. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Gaithersburg, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 17 fha loan specialists in Gaithersburg, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fidelity Direct Mortgage, LLC
438 N Frederick Ave Ste 315, Gaithersburg, MD 20877
9711 Washingtonian Blvd Suite 550, Gaithersburg, MD 20878
3017985888
First Rate Mortgage LLC
19109 Peach Blossom Ct, Gaithersburg, MD 20879
3015264629
Michael Parsons with First Home Mortgage
9711 Washingtonian Blvd Suite 100, Gaithersburg, MD 20878
2409072877
Eagle Creek Mortgage
9841 Washingtonian Blvd Suite 200, Gaithersburg, MD 20878
2408331453
First Home Mortgage - Bethesda
9711 Washingtonian Blvd Suite 100, Gaithersburg, MD 20878
2404037233
FHA loan specialists in Gaithersburg Maryland help homebuyers secure government backed loans with lower down payments. These loans are popular in Montgomery County due to flexible credit requirements. Maryland law requires all FHA loan officers to hold a state license from the Office of Financial Regulation.
What Does a FHA Loan Specialist in Gaithersburg Cost?
Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Gaithersburg range from 2 to 5 percent of the purchase price. Lender fees vary but average $1,500 to $3,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Gaithersburg Maryland?
For 2025 the FHA loan limit for a single family home in Montgomery County is $1,149,825. This higher limit reflects the areas high cost of living. Limits are updated annually by the Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in Maryland?
Yes Maryland requires loan officers to be licensed under the Nationwide Multistate Licensing System. Specialists must also complete annual continuing education on FHA rules. Unlicensed activity can result in fines up to $10,000 per violation.
How long does an FHA loan approval take in Gaithersburg?
Standard FHA loan processing takes 30 to 45 days from application to closing. Maryland law requires lenders to provide a loan estimate within three business days. Delays can occur if property appraisals reveal needed repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.