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Compare fha loan specialists in Fulton. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Fulton, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 fha loan specialists in Fulton, MD
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An FHA loan specialist in Fulton Maryland can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. Maryland law requires lenders to provide specific disclosures for FHA loans, including a detailed estimate of closing costs. Fulton residents benefit from working with a specialist familiar with local property values and Howard County housing market conditions.
What Does a FHA Loan Specialist in Fulton Cost?
Typical costs for an FHA loan specialist in Maryland include an origination fee of 1 to 1.5 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in Fulton Maryland?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Lower credit scores may require a larger down payment.
Are there Maryland-specific requirements for FHA loans?
Yes, Maryland law requires FHA lenders to provide a Maryland Homeownership Program disclosure. This outlines state-specific assistance programs and counseling options. Fulton borrowers may also need to comply with Howard County property transfer tax rules.
How long does the FHA loan process take in Fulton Maryland?
The typical FHA loan process takes 30 to 45 days from application to closing. Maryland law requires a three-day right of rescission for refinances. Delays can occur if additional property appraisals or documentation are needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.