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Directory of fha loan specialists in Forest Hill, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Forest Hill, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 5 fha loan specialists in Forest Hill, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The MMM Team - CrossCountry Mortgage
138 Industry Ln #2, Forest Hill, MD 21050
4436255001
Main Street Home Loans - St. Clair Team
350 Granary Rd # 2, Forest Hill, MD 21050
4106907831
Corey Anderson at CrossCountry Mortgage
138 Industry Ln #2, Forest Hill, MD 21050
4436400143
David Hepler at CrossCountry Mortgage
138 Industry Ln #2, Forest Hill, MD 21050
4437764114
Nathan Sommers at CrossCountry Mortgage
138 Industry Ln #2, Forest Hill, MD 21050
4437764118
An FHA loan specialist in Forest Hill, Maryland helps home buyers and homeowners navigate FHA-insured mortgages, which are popular for their low down payment requirements. In Maryland, FHA loans are subject to state-specific closing cost limits and must comply with Maryland mortgage lending laws. Local specialists understand Harford County property values and can guide you through the FHA appraisal process.
What Does a FHA Loan Specialist in Forest Hill Cost?
Typical costs for FHA loan specialist services in Maryland include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal ($400 to $700), credit report ($30 to $50), and title search ($200 to $400). The upfront mortgage insurance premium (UFMIP) is 1.75% of the loan amount, and annual MIP ranges from 0.45% to 1.05% depending on loan term and down payment. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Forest Hill do?
An FHA loan specialist helps you determine eligibility, complete the application, and gather required documents for an FHA-insured mortgage. They also explain Maryland-specific rules, such as the state's 45-day minimum notice for foreclosure and FHA's 203(k) rehabilitation loan options.
What are the FHA loan limits for Forest Hill, Maryland?
For 2025, the FHA loan limit for a single-family home in Harford County is $498,257 for low-cost areas and up to $1,149,825 in high-cost areas. Forest Hill falls under the standard limit, but a specialist can confirm the exact amount for your property.
Are there Maryland-specific requirements for FHA loans?
Yes, Maryland requires FHA borrowers to complete a homeownership counseling course approved by the Maryland Department of Housing and Community Development. Additionally, Maryland law mandates that lenders provide a Good Faith Estimate within three business days of application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.