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Find FHA Loan Specialists Near You in Waterville, ME

Looking for a fha loan specialist in Waterville? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Waterville, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 6 fha loan specialists in Waterville, ME Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Maine State Credit Union
81 Grove St, Waterville, ME 04901
2076231851
Kennebec Savings Bank
226 Main St, Waterville, ME 04901
2078725563
KSW Federal Credit Union
222 College Ave, Waterville, ME 04901
2078725602
Golden Pond Wealth Management
129 Silver St, Waterville, ME 04901
2078732200
Fischer Financial Services
315 Main St, Waterville, ME 04901
2078737654
KFS Mortgage Company
226 Main St, Waterville, ME 04901
2078735153

An FHA loan specialist in Waterville Maine helps homebuyers navigate FHA insured mortgages. These loans are popular for first time buyers and those with lower credit scores. Maine law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Waterville Cost?

Typical costs for FHA loan specialist services in Maine include an origination fee of 1 percent of the loan amount. Closing costs usually range from 3000 to 5000 dollars. The upfront mortgage insurance premium is 1.75 percent of the loan. Annual mortgage insurance premiums vary by loan term and down payment. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Waterville Maine?
An FHA loan specialist guides borrowers through the FHA loan process. They help with pre approval, document collection, and loan application. They also explain FHA requirements like minimum down payment and property standards.
What are the FHA loan limits for Waterville Maine?
FHA loan limits in Waterville Maine for 2024 are 498257 for a single family home. Limits vary by county and property type. A specialist can confirm current limits for your situation.