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Find FHA Loan Specialists Near You in Youngsville, LA

Directory of fha loan specialists in Youngsville, Louisiana. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Youngsville, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 4 fha loan specialists in Youngsville, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
McBride Mortgage Services @ Reliant Mortgage
208 Centre Sarcelle Blvd #200, Youngsville, LA 70592
8447614663
Anna Uriegas | Loan Officer | NEXA Mortgage
511 Shore Dr #4, Youngsville, LA 70592
3372305431
Baseline Mortgage
100 Sabal Palms Row #1, Youngsville, LA 70592
3375773385
OneHome Mortgage
Sugar Ridge, 200 Cautillion Dr, Youngsville, LA 70592
3374260008

An FHA loan specialist in Youngsville, Louisiana helps homebuyers secure loans insured by the Federal Housing Administration. These loans often require a lower down payment and have flexible credit guidelines, making them popular in Acadiana. Louisiana law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Youngsville Cost?

Typical costs for an FHA loan specialist in Louisiana include an origination fee of 1% of the loan amount, an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount, and an annual mortgage insurance premium (MIP) of 0.55% to 0.85%. Appraisal fees range from $500 to $700, and credit report fees are about $30 to $50. These costs vary by lender and borrower qualifications. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Youngsville, Louisiana in 2025?
For 2025, the FHA loan limit for a single-family home in Lafayette Parish, which includes Youngsville, is $498,257. This amount is set by the U.S. Department of Housing and Urban Development (HUD) and may change annually.
Do I need a special license to be an FHA loan specialist in Louisiana?
Yes, all mortgage loan originators in Louisiana must hold a valid license through the NMLS. They must also complete pre-licensing education and pass a background check as required by the Louisiana Office of Financial Institutions.
How long does it take to close an FHA loan in Youngsville?
A typical FHA loan closing in Louisiana takes 30 to 45 days from the date of application. Delays can occur if the property needs repairs required by an FHA appraisal.