Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 5 fha loan specialists in Shepherdsville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
1729 Hwy 44 E Suite B, Shepherdsville, KY 40165
5022814935
World Finance
544 Conestoga Pkwy Suite 4, Shepherdsville, KY 40165
5025431550
OneMain Financial
1705 Hwy 44 E Ste 1, Shepherdsville, KY 40165
5029210427
Supreme Lending Shepherdsville
630 N Buckman St, Shepherdsville, KY 40165
5022981356
Lori Thomas, Mortgage Lender with Stock Yards Bank & Trust
183 Adam Shepherd Pkwy, Shepherdsville, KY 40165
5026250896
What Does a FHA Loan Specialist in Shepherdsville Cost?
Typical costs for an FHA loan in Kentucky include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Shepherdsville generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Shepherdsville?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Lenders in Shepherdsville may have their own overlays so check with a specialist.
Are there specific property requirements for FHA loans in Kentucky?
Yes the property must meet FHA minimum property standards and be your primary residence. An FHA-approved appraiser will inspect the home for safety soundness and structural integrity. This applies to all Kentucky counties including Bullitt County.