Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 11 fha loan specialists in Richmond, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage, Susan Hatfield
119 S Collins St, Richmond, KY 40475
8599775236
Kyle Best Loan Officer - Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
8593251917
1st Franklin Financial
116 Meridian Way Suite 3, Richmond, KY 40475
8593536400
Mariner Finance
2073 Lantern Ridge Dr Ste 200, Richmond, KY 40475
8596250770
Stockton Mortgage | Richmond, KY
519 Hampton Way No.9, Richmond, KY 40475
8593530935
Fairway Independent Mortgage Corporation
230 Geri Ln B, Richmond, KY 40475
8594751323
U.S. Bank-Mortgage Loan Officer-David Gannon
200 E Main St, Richmond, KY 40475
8596241678
Central Kentucky Ag Credit
1000 Ival James Blvd, Richmond, KY 40475
8596231624
Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
8593640002
Chelsea Estes, Mortgage Lender with Stock Yards Bank & Trust
1001 Gibson Bay Dr # 101, Richmond, KY 40475
8599728752
Sarah Bird-U.S. Bank Mortgage
200 E Main St, Richmond, KY 40475
8596551440
What Does a FHA Loan Specialist in Richmond Cost?
Typical costs for an FHA loan in Kentucky include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Closing costs in Richmond usually range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees, and title insurance costs vary by provider. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Richmond Kentucky?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Kentucky specific requirements do not change these federal guidelines.
Are there Kentucky specific limits for FHA loan amounts in Richmond?
Yes, FHA loan limits vary by county. For Madison County Kentucky in 2024 the FHA loan limit for a single family home is $498,257. A local specialist can confirm current limits for your specific property type.