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Looking for a fha loan specialist in Louisville? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Louisville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 20 fha loan specialists in Louisville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AmeriSave Mortgage Corporation
9510 Ormsby Park Pl Suite 301, Louisville, KY 40223
8669707283
Statewide Mortgage
10140 Linn Station Rd, Louisville, KY 40223
5025855626
Envoy Mortgage - Louisville, KY
295 N Hubbards Ln Suite 202 2nd Floor, Louisville, KY 40207
5026271912
First Commonwealth Mortgage
12004 Shelbyville Rd, Louisville, KY 40243
5024120290
Swan Financial Corporation
320 Whittington Pkwy #106, Louisville, KY 40222
5027531300
Broker House Lending | Mortgage Brokers | Louisville KY
11400 Shelbyville Rd, Louisville, KY 40243
5027421502
InterLinc Mortgage (Shelbyville Rd) - Chris Squires Group
12910 Shelbyville Rd Suite 147, Louisville, KY 40243
5024988396
Fairway Independent Mortgage Kentuckiana
13125 Eastpoint Park Blvd #100, Louisville, KY 40223
5026774357
First Fidelity Mortgage, Inc
13117 Eastpoint Park Blvd Ste A, Louisville, KY 40223
5026574299
Mortgage Warehouse
2011 Lake Point Way STE 101, Louisville, KY 40223
5024299040
Jason Lawrence Team | Fairway Home Mortgage
13125 Eastpoint Park Blvd Suite 100, Louisville, KY 40223
5026774357
LightPoint Mortgage Company, Inc.
161 St Matthews Ave STE 10, Louisville, KY 40207
5025652511
Maria Woosley, Mortgage Lender with Stock Yards Bank & Trust
5220 Dixie Hwy, Louisville, KY 40216
5026251773
Wholesale Mortgage Source
12700 Townepark Way Suite 303, Louisville, KY 40243
5027381003
Vanguard Mortgage
1300 Clear Springs Trce STE 2, Louisville, KY 40223
5027557456
Homestretch Mortgage
1101 Central Ave, Louisville, KY 40208
5024095290
Robinson Mortgage Group
1500 Envoy Cir Ste 1508, Louisville, KY 40299
5024321808
EVO Mortgage; Every Viable Option
911 Barret Ave, Louisville, KY 40204
5026300999
Benchmark Mortgage
1202 S 3rd St #101, Louisville, KY 40203
5023715005
Southwest Funding
105 Daventry Ln Suite 104, Louisville, KY 40223
5024172192
An FHA loan specialist in Louisville Kentucky can help you navigate government-backed mortgages with lower down payments and flexible credit requirements. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local specialists understand Louisville market conditions and can guide you through the FHA appraisal process specific to the area.
What Does a FHA Loan Specialist in Louisville Cost?
Typical costs for an FHA loan specialist in Kentucky include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 1.05 percent. Closing costs in Louisville range from 2 to 5 percent of the loan value. Lender fees may vary from 500 to 1500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Louisville Kentucky in 2025?
For 2025 the FHA loan limit for a single-family home in Jefferson County is $498,257. This limit applies to most areas in Louisville and is set by the Department of Housing and Urban Development based on median home prices.
What credit score is needed for an FHA loan in Kentucky?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
What specific Kentucky property requirements apply to FHA loans?
FHA loans require the property to meet minimum health and safety standards. In Kentucky the home must pass a termite inspection and a well water test if applicable. The property must also be the borrowers primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.