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Looking for a fha loan specialist in Shawnee? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Shawnee, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 3 fha loan specialists in Shawnee, KS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prairie View Mortgage
11005 W 60th St, Shawnee, KS 66203
9137068837
Mortgage Investment Services Corporation
22316 Midland Dr, Shawnee, KS 66226
9133901010
US Bank Mortgage
15610 Shawnee Mission Pkwy, Shawnee, KS 66217
8008722657
An FHA loan specialist in Shawnee, Kansas can guide you through the process of obtaining a government-backed mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. In Kansas, FHA loans must comply with state lending laws and HUD guidelines, including specific property appraisal standards.
What Does a FHA Loan Specialist in Shawnee Cost?
Typical costs for an FHA loan in Shawnee include an upfront mortgage insurance premium (MIP) of 1.75 percent of the loan amount and an annual MIP of 0.55 percent. Closing costs usually range from 2 to 5 percent of the purchase price, or about $6,000 to $15,000 on a $300,000 home. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Shawnee?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. In Kansas, some lenders may accept scores as low as 500 with a 10 percent down payment. Each lender sets its own overlays beyond FHA minimums.
Are there income limits for FHA loans in Kansas?
FHA loans do not have strict income limits, but you must show stable employment and a debt-to-income ratio below 43 percent. In Johnson County, including Shawnee, the loan limit for a single-family home is currently $498,257 for 2024.
How long does the FHA loan process take in Shawnee?
The typical FHA loan process in Kansas takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs to meet FHA minimum property standards. A local specialist can help you prepare documents to speed up the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kansas.