ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in Overland Park, Kansas. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Overland Park, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 20 fha loan specialists in Overland Park, KS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Federal Bank Mortgage Lenders
7007 College Blvd Suite 600, Overland Park, KS 66211
9136477000
Smart Home Lending
5440 W 110th St Suite 300, Overland Park, KS 66211
8700 Indian Creek Pkwy #320, Overland Park, KS 66210
8165825978
FHA loan specialists in Overland Park help borrowers qualify for government-backed mortgages with lower down payments. Kansas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Overland Park residents often use FHA loans for home purchases in Johnson County where median home prices can exceed 300 thousand dollars.
What Does a FHA Loan Specialist in Overland Park Cost?
Typical costs for FHA loan specialist services in Kansas include an origination fee of 1 to 2 percent of the loan amount. Appraisal fees range from 500 to 700 dollars. Closing costs in Johnson County average 3 to 5 percent of the purchase price. The FHA also charges an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Overland Park Kansas?
For 2024 the FHA loan limit for a single family home in Johnson County Kansas is 498 thousand dollars. This limit applies to most areas of Overland Park and allows borrowers to finance homes with a 3.5 percent down payment.
Do I need a special license to be an FHA loan specialist in Kansas?
Yes. All mortgage loan originators in Kansas must hold a valid license from the Kansas Office of the State Bank Commissioner. This license requires pre licensing education a national exam and annual continuing education.
What credit score is needed for an FHA loan in Overland Park?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lender requirements may be higher.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Overland Park who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kansas.