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Looking for a fha loan specialist in Waukee? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Waukee, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 7 fha loan specialists in Waukee, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Blake Overton Gershman Mortgage
185 NE Dartmoor Dr, Waukee, IA 50263
3195384647
First Rate Mortgage
1350 Hannah Ln, Waukee, IA 50263
5157719998
Gershman Mortgage - Waukee, IA
185 NE Dartmoor Dr, Waukee, IA 50263
5152597091
Land Home Financial Services - Waukee
265 NE Venture Dr, Waukee, IA 50263
5157050200
Michelle York - Mortgage Loan Officer
655 E Hickman Rd, Waukee, IA 50263
8002353228
Sarai Dreher Gershman Mortgage
185 NE Dartmoor Dr, Waukee, IA 50263
5153715276
Gershman Mortgage Waukee, IA
185 NE Dartmoor Dr, Waukee, IA 50263
5153715276
FHA loan specialists in Waukee Iowa help homebuyers secure government backed mortgages with lower down payments and flexible credit requirements. Iowa offers specific down payment assistance programs through the Iowa Finance Authority that can be combined with FHA loans for eligible buyers. Working with a local specialist ensures you understand Iowa property tax rules and closing cost regulations.
What Does a FHA Loan Specialist in Waukee Cost?
Typical costs for FHA loan services in Iowa include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance between 0.45 and 1.05 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in the Des Moines metro area average $500 to $700. Closing costs generally total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Waukee Iowa?
An FHA loan specialist guides you through the FHA mortgage process including pre approval documentation and closing. They help you meet Iowa specific requirements such as the Iowa Finance Authority down payment assistance program. They also explain FHA loan limits for Dallas County.
What are the FHA loan limits for Waukee Iowa in 2025?
For 2025 the FHA loan limit for a single family home in Dallas County Iowa is $498,257. Higher limits apply for multi unit properties. A specialist can confirm current limits and help you find a loan within your budget.
Can I use an FHA loan to buy a home in Waukee with a low credit score?
Yes FHA loans allow credit scores as low as 580 with a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. An FHA specialist in Waukee can review your credit and advise on options.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.