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Looking for a fha loan specialist in Peru? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Peru, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 2 fha loan specialists in Peru, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Million, Ruoff Mortgage
63 N Broadway St, Peru, IN 46970
7654694343
Ruoff Mortgage - Peru
63 N Broadway St, Peru, IN 46970
7654694343
FHA loan specialists in Peru Indiana help homebuyers secure government insured mortgages with lower down payments. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions. Local specialists can guide you through FHA requirements specific to Miami County property values and Indiana housing market conditions.
What Does a FHA Loan Specialist in Peru Cost?
FHA loan specialist fees in Indiana typically range from 1% to 2% of the loan amount for origination and processing. Additional costs include the upfront mortgage insurance premium of 1.75% of the loan and an annual MIP of 0.55% to 0.85%. Appraisal fees in Peru Indiana average $500 to $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Peru Indiana?
FHA loan limits for Miami County in 2024 are set at the standard floor of $498,257 for a single family home. These limits are adjusted annually by HUD based on local median home prices. A specialist can confirm current limits for your specific property type.
What Indiana specific rules apply to FHA loans?
Indiana requires all FHA loans to include a property inspection for lead based paint if the home was built before 1978. Indiana also has a 30 day right to rescind period for refinances under state law. Your specialist will ensure compliance with these state specific requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.